Our Products
Kanak Loans offers a range of personal finance solutions designed to provide simple, fast, and secure access to credit. Whether you're handling an urgent need or planning ahead, our digital platform is built to support you with flexibility and transparency.
Access Credit in Minutes, Not Days
Access short-term personal loans through a fully digital, minimal-documentation process. Perfect for managing unforeseen expenses or urgent cash flow needs.
Within hours of approval, directly to your bank account
PAN, Aadhaar, and 3–6 months bank statements
100% paperless, with in-app credit assessment
Customized Loan Plans
We understand that every borrower has unique financial needs. Our platform offers:
Flexible Repayment Tenures
Choose the repayment schedule that works for you
Transparent Interest Rates
APR range disclosed upfront, no hidden charges
EMI-based Repayment
Convenient monthly installment options
All loans are facilitated through registered NBFCs and RBI-compliant lending partners.
Use-Cases Supported
While all loans are unsecured personal loans, customers often use funds for:
Medical Emergencies
Quick funding for urgent healthcare needs
Education
Support your learning and skill development
Travel & Relocation
Fund your travel plans or moving expenses
Wedding & Events
Make your special occasions memorable
Home Repairs
Upgrade and maintain your living space
Business Needs
Small business working capital support
Gadgets & Appliances
Upgrade your technology and home appliances
Debt Consolidation
Simplify your financial obligations
Kanak Loans does not offer dedicated loan products. Usage is entirely at the borrower's discretion once funds are disbursed.
Why Choose Kanak Loans?
Fully Digital Process
Apply anytime, anywhere through the app
Quick Approvals
Automated credit checks and instant eligibility results
Data Privacy
Your personal data is encrypted and never shared without consent
Customer Support
Friendly and responsive helpdesk via email and phone
Regulated Partners
Loans are sanctioned and disbursed by NBFCs/Banks registered with the RBI, ensuring complete regulatory compliance and security.
Important Disclosures
Kanak Loans is a Loan Service Provider (LSP) and does not lend directly.
All loans are provided by partnered RBI-registered NBFCs or banks.
Loan terms, interest rates, and credit limits are determined by the lending partner after eligibility verification.
Late payments may incur penalties as per lender terms.
Final loan amount, tenure, and approval are subject to eligibility, KYC completion, and lender policies.